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Siân Pugh

sian@sianpugh.com or (703) 966-1075

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Financing 101

August 9, 2023 by spugh Leave a Comment

House in piggy bank

Locating Loan Options You have the option to shop around for the terms that fit your needs. Mortgage consultants are trained to pay attention to your home financing goals, help you understand your options and explain how different loan programs work … [Read more...]

Filed Under: Buying a Home, Buying strategies, Finances, Financing Tagged With: buying a home, financing a home

Is This a Good Time to Buy a Home?

January 9, 2023 by spugh 1 Comment

Interest rates are on the rise again after the historic lows of 2020, and some are suggesting it may not be a good time to buy a new home or an investment property. On the other hand, we are also enjoying increased home equity from price appreciation … [Read more...]

Filed Under: Buying a Home, Financing, Market Updates, Real Estate Market, Tips for Buying a Home Tagged With: buying a home, housing market, inflation, interest rates

5 Common Contingencies All Homebuyers Should Know

December 14, 2021 by spugh Leave a Comment

Common Contingencies

The home buying process is both exciting and also a little nerve-wracking. After all, for many a home is the single biggest purchase of their lifetime. Looking for ways to better protect yourself through the transaction? This is where home buying … [Read more...]

Filed Under: Buying a Home, Financing, Tips for Buying a Home Tagged With: buying a home, common contingencies, first time home buyer, home buying contingencies, home buying tips

PMI 101: What You Need to Know First

October 16, 2021 by spugh Leave a Comment

PMI 101

The time for home ownership has come. You’ve patiently waited and now you’re tired of paying someone else’s mortgage with your rent. There’s only one problem though - coming up with a 20% down payment.  Now what? Thankfully, there is a … [Read more...]

Filed Under: Buying a Home, Finances, Financing Tagged With: PMI 101, private mortgage insurance, what is private mortgage insurance

What’s an FHA Loan?

November 11, 2019 by spugh Leave a Comment

If it’s your first time buying a home, you’re may be a little overwhelmed by all of the loan options that are available. One popular type of loan is an FHA loan, which means it is mortgaged by an FHA-approved lender and insured by the Federal Housing … [Read more...]

Filed Under: Buying a Home, Financing Tagged With: buying a home, credit score, federal housing administration, fha loan, first time home buyer, home buyer, loan, maryland, mortgage, virginia, washington dc, west virginia

Biggest Drop in Decades for Mortgage Rates

March 30, 2019 by spugh Leave a Comment

According to a study completed by Freddie Mac in its Primary Mortgage Market Survey (PMMS), the average 30-year fixed-rate mortgage has dropped 22 points. This is the biggest drop one-week drop in 10 years and may give the housing market a boost just … [Read more...]

Filed Under: Financing, Market Updates

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Sian is someone that you want on your team. She has a keen grasp of the competitive market space and how that will impact the customers she serves.

~ Jane, Waterford

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Office Locations

I am licensed in DC, and the states of Maryland, Pennsylvania, Virginia, and West Virginia.

Washington D.C.
Long and Foster Real Estate
1680 Wisconsin Ave NW,
Washington DC 20007

Frederick MD
Long and Foster Real Estate
5301 Buckeystown Pike, Suite 250
Frederick, MD 21704

Pennsylvania
Long and Foster Real Estate
1425 Liberty Rd
Eldersburg, MD 21784

Leesburg VA
Long and Foster Real Estate
508 E. Market St
Leesburg, VA 20176

Martinsburg WV
Long and Foster Real Estate
96 Foxcroft Ave
Martinsburg, WV 25401

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